Tired of Rising Insurance Premiums and Shrinking Coverages?
- Amanda Luby
- Jul 23, 2025
- 1 min read

Commercial insurance rates regularly increase faster than the rate of inflation. Wouldn't you rather pay premiums to an insurance company that your organization owns? It's possible, and it's more feasible than you think. It's called "captive insurance." Captives have been around for generations; and most states have legislation on the books that permit captive insurance. Nearly all Fortune 1000 companies own at least one captive. Now, middle market businesses are learning about their benefits and how they operate. Irrespective of whether you're in agriculture, manufacturing, shipping/logistics, medicine, sporting events, resource extraction, construction, professional services (e.g., attorney, engineer, architect), etc., captives can help and are industry-agnostic. If you're tired of paying higher premiums every year, while your deductibles rise and coverages shrink, why not talk to one of the executives at ACM to learn how captive insurance could help protect your organization's bottom line.
T: 866-570-5794
Email: info@AllianceCaptiveMgt.com



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